LUNTRA
Trusted by Nigerians

Pay Bills.
Buy Data.
Instantly.

LUNTRA makes it simple to pay electricity, buy data and airtime, settle education fees and subscribe to cable TV — all in one place.

Takes about a minute Create free account See it first How it works
  • Bank-grade security
  • Instant delivery
  • 24/7 support

Everything you pay for,
in one place.

Airtime top-up

MTN, Glo, 9mobile and Airtel at competitive rates, with cashback on every top-up.

Data bundles

Every network, every plan size — delivered the moment you confirm.

Electricity

Prepaid and postpaid tokens for all major discos, sent in seconds.

Cable TV

Renew DSTV, GOtv and Startimes without leaving the app.

Virtual USD card

Shop anywhere Visa is accepted, funded straight from your naira wallet.

Bulk SMS

Reach thousands of customers at once, at rates that scale with you.
MTN Airtel Glo 9mobile DSTV GOTV Startimes IKEDC
How it works

Three steps,
about a minute.

No paperwork, no branch visit, no waiting on anyone to approve you.

Create your account
  1. 01 Open your account Your name and phone number is all it takes to start.
  2. 02 Fund your wallet Transfer to your dedicated account number and it lands in seconds.
  3. 03 Pay for anything Airtime, data, power, TV — confirmed with your PIN and done.
<10s Typical delivery
24/7 Always open
₦0 To open an account

Frequently Asked Questions

Log in and navigate to Top Up. You can fund your wallet via bank transfer to your dedicated virtual account number or through our Monnify payment gateway. Funds are credited instantly.
Check your transaction history for the status. If it shows pending or failed and your balance was debited, contact our support team with the transaction ID — we resolve all verified cases within 24 hours.
Yes. Every transaction requires your PIN, passwords are stored as bcrypt hashes, and all data travels over encrypted HTTPS. We also apply rate limiting and login lockouts to block unauthorised access.
Absolutely. Simply enter the recipient's phone number during the purchase — it doesn't have to be your own. You can top up any MTN, Glo, Airtel, or 9mobile number in Nigeria.
Yes — every eligible transaction earns you cashback credited instantly to your bonus balance. You can withdraw it to your main wallet anytime for free, or use it to offset the cost of future purchases.
View all FAQs →

Start paying the easy way

Open a free LUNTRA account and make your first payment in minutes.

Get started Talk to us