Building Nigeria's most reliable digital payments platform
LUNTRA is a Nigerian digital payments platform that makes everyday transactions fast, affordable and reliable. From airtime and data to electricity bills and cable TV — one balance settles all of it, anywhere in Nigeria.
Registered with the Corporate Affairs Commission (CAC), Federal Republic of Nigeria17k+
Registered users
10M+
Monthly transactions
24/7
Support available
LUNTRA was founded with a clear purpose: eliminate the friction Nigerians face when paying bills. We saw millions still relying on roadside vendors, unreliable apps and slow manual processes for basic transactions. We built a better alternative.
Today we serve customers across all 36 states, processing transactions daily with speed and consistency, and we continue to invest in infrastructure, partnerships and security to remain the most dependable VTU platform in Nigeria.
To give every Nigerian instant access to digital payments at competitive rates — regardless of location, device or network — supported by genuine, round-the-clock assistance.
A Nigeria where any bill, from any bank, on any device, is settled in under 30 seconds — and where no customer ever loses money to a failed transaction without prompt resolution.
Speed
Most transactions complete in under 5 seconds. Every step of our payment flow is optimised for real-time delivery.
Security
Funds and data are protected with industry-standard encryption, PIN-based authorisation and active fraud detection.
Reliability
We maintain 99%+ uptime with redundant payment channels, so you can always transact when it matters.
Customer first
Reachable on WhatsApp and email at any time. Every failed transaction is investigated and resolved within 24 hours.
Everything in one platform — no app switching, no queues.
Every eligible transaction earns 3% cashback credited to your bonus balance — withdrawable to your main wallet at any time, free of charge.
Join over 17,000 Nigerians who trust LUNTRA for their daily transactions.